Quoting%20commentary for Bava Metzia 229:6

אם ממון יש לו בידך התר לו פיסת יד ואם לאו הרבה עליו רעים

— R. Adda b. Mattena replied: Are you not bound in any case to emend it? Then emend it thus: Since it is returned, why is it taken in pledge in the first place? That the Sabbatical year should not cancel it, and that it should not rank as movable property in the hands of his children.<span class="x" onmousemove="('comment',' [Once the creditor takes it in pledge, it becomes his property. and when he returns it for the debtor's use, it is considered as a bailment.] ');">⁶</span>

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